California home insurance news
Data as of: CA FAIR Plan policies June 30, 2026 (published July 2026); FAIR Plan fiscal-year counts Sept 30, 2021–2025; CA Dept. of Insurance voluntary-market data calendar years 2020–2023 (latest published). Insurer statuses last reviewed 2026-10-16. Pages generated 2026-10-16.
Informational only, not insurance advice. This page summarizes public data. It does not sell, quote, or recommend insurance. Talk to a licensed agent or broker about your property.
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- 2026-10-16 FAIR Plan rate increase. The Oct. 15 FAIR Plan rate change is the most-discussed California home insurance topic on X this week, including coverage from CBS Sacramento. Source: X post by @CBSSacramento
Recent news
- 2026-10-15 · FAIR Plan
FAIR Plan average rate increase of 29.1% takes effect. The CA FAIR Plan's approved average 29.1% rate increase applies to dwelling policies written or renewed on or after Oct. 15, 2026; individual changes vary by property. Source: CBS News Bay Area - 2026-10-15 · State action
DFPI orders lenders to report data on LA fire insurance payouts. The CA Department of Financial Protection and Innovation ordered financial institutions to report how insurance payouts to LA fire survivors are being handled and is reviewing reports of delayed or denied payments. Source: CA DFPI - 2026-10-07 · FAIR Plan
LA County opens investigation into FAIR Plan wildfire claims handling. LA County Counsel is investigating the FAIR Plan's handling of Eaton and Palisades fire claims under the Unfair Competition Law, its third such inquiry after State Farm and Farmers. Source: County of Los Angeles - 2026-10-07 · CDI data
CDI updates its homeowners insurance market snapshot. The Department of Insurance refreshed its Sustainable Insurance Strategy dashboard of homeowners rate filings, approval times and FAIR Plan policy counts. Source: CA Department of Insurance - 2026-10-05 · New law
AB 1795 Smoke Damage Recovery Act signed. The new law sets standards for testing and restoring smoke-damaged homes after wildfires and creates a presumption that smoke damage in a wildfire impact area came from the fire. Source: Insurance Journal - 2026-09-30 · New law
AB 2038 extends post-wildfire non-renewal protections. Starting Jan. 1, 2027, the no-non-renewal period for homes in ZIPs within or next to a fire perimeter grows from one year to two, and post-total-loss renewal from 24 to 36 months. Source: Pasadena Now - 2026-09-30 · New law
Governor signs nine CDI-sponsored insurance bills. The package includes SB 876, the Disaster Recovery Reform Act, which phases in claim-handling changes starting Jan. 1, 2027. Source: CA Department of Insurance
News summaries for information only, not insurance advice. Each item links to its original source. Updated 2026-10-16.