Home insurance availability in ZIP 94158 (San Francisco County), California
Data as of: CA FAIR Plan policies June 30, 2026 (published July 2026); FAIR Plan fiscal-year counts Sept 30, 2021–2025; CA Dept. of Insurance voluntary-market data calendar years 2020–2023 (latest published). Insurer statuses last reviewed 2026-10-16. Pages generated 2026-10-16.
Moderate · 29/100 difficulty relative to other CA ZIPs (method)
FAIR Plan policies over time
| As of | Policies |
|---|---|
| Sep 30, 2021 | 3 |
| Sep 30, 2022 | 5 |
| Sep 30, 2023 | 5 |
| Sep 30, 2024 | 5 |
| Sep 30, 2025 | 9 |
June 30, 2026 by FAIR Plan wildfire-risk category: Low 7, Medium 0, High 0.
Voluntary market (CDI)
| Year | New | Renewed | Non-renewed |
|---|---|---|---|
| 2020 | 10 | 135 | 17 |
| 2021 | 13 | 125 | 27 |
| 2022 | 17 | 132 | 12 |
| 2023 | 14 | 144 | 11 |
Nearby ZIP codes
94160 · 94146 · 94172 · 94141 · 94177 · 94134 · 94133 · 94132
Natural hazards in San Francisco County
Area-level summary only, not a Natural Hazard Disclosure report; hazards vary by parcel. We have not computed hazard coverage for this area; check an exact address on the official maps below.
- Wildfire: CAL FIRE / OSFM Fire Hazard Severity Zones
- Flood: FEMA Flood Map Service Center (NFHL)
- Earthquake faults, liquefaction, landslide: CA Geological Survey Earthquake Zones of Required Investigation (Alquist-Priolo and Seismic Hazard Zones)
- Tsunami: CGS Tsunami Hazard Area maps
Insurers that have paused new CA policies, with sources →
FAQ
How many homes in ZIP 94158 are on the California FAIR Plan?
The CA FAIR Plan reported 7 residential policies in 94158 as of June 30, 2026.
How hard is it to get home insurance in 94158?
Our relative rating for 94158 is Moderate (29/100), based on FAIR Plan share and 2023 non-renewals compared with other CA ZIPs. It is an editorial index, not an official classification.
What was the non-renewal rate in 94158?
7.1% of voluntary-market policies were non-renewed in 2023, per CDI.
Is this insurance advice?
No. This is a summary of public data for information only. Contact a licensed agent or broker about your property.
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